Debbie Squier-Bernst is an insolvency assistant administrator at BDO Dunwoody in Thunder Bay, Ontario. She assists people through the bankruptcy and insolvency processes. Debbie draws on her own experience with debt to help her clients.

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Lucy Johnson teaches financial management and career and life management courses at Kate Andrews High School Coaldale, Alberta. Since November 2008, she has been using the financial literacy program The City in her courses.

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Monica Daga moved to Canada at age 14, where she finished her education. She learned to overcome her debt, and today works as a settlement worker, helping new immigrants integrate into the job market and understand the financial system.

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Hannah, Isaac and Phoebe Smith are young professionals living in Toronto. They believe that many young people today accumulate debt in order to maintain the lifestyle they desire and recognize how important it is to make a budget and live within their financial limits.

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Peter Nares is the founding executive director of Social and Enterprise Development Innovations (SEDI), which has been working for 22 years to alleviate poverty by testing new ideas that would assist low-income people with overcoming their financial difficulties.

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Richard Haggins is a manager of operations at InCharge Debt Solutions in Mississauga, Ontario. Every day, he works with clients who need credit counselling because they are in financial or debt hardship.

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Pierre Roy is a twelfth-grade teacher at Mathieu-Martin high school in Dieppe, New Brunswick, who has incorporated the financial literacy program The City into his mathematics course.

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François Leblanc works as budget advisor at Entraide Budgétaire, a community organization in Ottawa, Ontario. His role is to help clients who are facing financial difficulties, usually related to debt, late payments or low credit ratings.

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Sophie Miron is a financial educator at Carrefour jeunesse emploi de l'Outaouais in Gatineau, Quebec, where she works on a project called l'École de l'argent. L'École de l'argent aims to inform Canadians aged 16 to 35, and all new Canadians about personal finances and budgeting.

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